What rakeback and loyalty programs actually pay
Rake is the cut the house takes from every pot or every tournament entry. Rakeback is the practice of giving some of it back. On paper that sounds like a discount on your play. In practice, almost no site hands you a flat percentage of the rake you generate. What they hand you is points, and the points buy a tier, and the tier sets a cashback rate.
That structure matters because it changes what you are actually being paid for. A flat rakeback deal rewards volume directly: play more hands, get more back. A points and tiers system rewards volume too, but it also rewards the right kind of volume. Different games earn points at wildly different rates, so the same amount of money wagered on two different tables can produce very different rewards.
The other thing to understand is that these programs are usually described in two different numbers, and both are true. A site will say "up to 80% cashback" and also say "up to 60% fixed cashback." The first is the ceiling at the top tier. The second is the fixed rate the program pays at the level most players actually reach. If you are new, plan around the lower number and treat the higher one as something you grow into.
There is also a simpler model in the market. MyBookie runs a loyalty program that pays up to 10% back on sportsbook or casino losses, triggered for every $100 wagered, credited automatically6. That is a loss rebate rather than a rake rebate, but the practical effect for a player is similar: some of what you put at risk comes back.
If you want the underlying mechanics of what the house charges in the first place, that is covered separately in poker rake explained.
Ocean Rewards: GGPoker's loyalty system
Ocean Rewards is the loyalty program on Natural8, part of the GGPoker network. It is a permanent promotion, and players are enrolled automatically after completing account registration3. There is no opt-in, no code and no separate sign-up. If you have an account and you play, you are earning.

The program is built around Tide Points, usually shortened to TP. You collect TP as you bet. The points accumulate at the moment of the wager, so the result of the hand or spin does not change what you earn1. A losing bet and a winning bet of the same size produce the same points.
Your TP total places you in a level. The default starting level is Fish, and there are seven levels above it: Shrimp, Crab, Sea Turtle, Octopus, Dolphin, Whale and Shark7. Each level carries a higher cashback rate than the one below it. The top of the range is where the headline numbers come from.
The cashback itself is described in a few different ways depending on which page of the site you read and which language you read it in. The casino games page advertises up to 80% cashback on online casino games1. The live dealer page advertises up to 80% fixed cashback on live dealer casino games8. Other pages describe up to 60% fixed cashback on online casino games2. The practical reading is that the rate climbs with your tier and the ceiling depends on what you play. Check the terms page in your own language before you build a budget around a specific number.
One more thing worth knowing: the program is not only about cashback. Natural8 also runs a first deposit promotion where the match bonus is released at USD 1 for every USD 5 of rake you generate7. That is a separate mechanism from Ocean Rewards, but it is the same underlying idea, which is that your play unlocks money over time rather than all at once.
The Ocean Rewards tier ladder: from Fish up to Shark
The tier ladder is the part most players want to see as a table, so here it is in plain terms.
| Level | Position in the ladder | What it means in practice |
|---|---|---|
| Fish | Starting level | Where every new account begins |
| Shrimp | First step up | Higher cashback than Fish |
| Crab | Second step | Higher again |
| Sea Turtle | Third step | Mid-ladder |
| Octopus | Fourth step | Mid-ladder |
| Dolphin | Fifth step | Upper ladder |
| Whale | Sixth step | Near the top |
| Shark | Top level | The highest cashback rate in the program |
The ladder runs from Fish at the bottom to Shark at the top, with seven levels to climb7. The cashback rate rises as you move up, and the top of the range is where the 80% figure sits1. The lower end of the range is where most casual players spend their time, and the rate there is a fraction of the headline number.
The important practical point is that the ladder is not a straight line you walk up at your own pace. It is a threshold system. You reach a level by collecting enough Tide Points, and you stay there by continuing to collect them. If your play drops off, the annual reset can move you back down.
That is why the tier structure rewards consistency more than it rewards one big session. A player who puts in steady volume across the year holds a higher tier than a player who grinds hard for two weeks and then stops, even if the total money wagered is the same.
How Tide Points are earned and when they reset
Tide Points are earned per unit of money wagered, and the rate depends entirely on the game. This is the single most important practical detail in the whole program, because the spread between games is enormous.
At the fast end, Evolution Dream Catcher earns 1 Ocean Rewards point for every $0.50 staked9. At the slow end, Evolution Cash or Crash earns 1 point for every $13.00 staked10. That is a 26-fold difference in how quickly the same bankroll builds your tier.
The reason is house edge. Games with a low house edge and slow play, like blackjack, take a long time to generate meaningful rake for the operator, so they earn points slowly. Games with a high house edge and fast cycles, like some game shows and slots, generate more per hour, so they earn points faster. The points rate is roughly a mirror of how profitable the game is for the house.
The reset is the other half of the picture. Tide Points reset to zero at 8:00 am Hong Kong time on January 1 each year3. Participants who have not reached the required Tide Point threshold for their level are demoted at the start of the following year3. So the ladder is not permanent. It is an annual race, and the reset is the starting gun.
Practically, that means the last few weeks of December matter. If you are close to the threshold for your current level, the play you put in before the reset is what keeps you there. If you are not close, the reset drops you back and you begin the climb again from the lower tier.
Points rates for live dealer and casino games
This is where the program gets specific, and where you can actually plan. The points rate is published per game, and the differences are large enough to change how you think about where you sit.

For Evolution live dealer games, the rates run like this:
| Game | Wager per 1 Ocean Rewards point |
|---|---|
| Dream Catcher | $0.50 |
| American Roulette | $1.00 |
| Mega Ball | $1.17 |
| Deal or No Deal | $1.17 |
| Side Bet City | $1.67 |
| Roulette | $2.00 |
| Texas Hold'em Bonus Poker | $2.67 |
| Ultimate Texas Hold'em | $2.83 |
| Caribbean Stud Poker | $3.00 |
| Free Bet Blackjack | $3.50 |
| Golden Wealth Baccarat | $4.67 |
| Casino Hold'em | $6.50 |
| 2 Hand Casino Hold'em | $6.50 |
| Blackjack | $7.50 |
| Infinite Blackjack | $10.00 |
| Lightning Blackjack | $12.17 |
| Cash or Crash | $13.00 |
Those figures come from the live dealer points tables published by the operator9. The pattern is clear: roulette and game shows earn points quickly, blackjack variants earn them slowly, and the poker-based table games sit in the middle.
For non-live casino games on the GG Network, the rates are different again:
- Casino Poker earns 1 point per $8.67 staked
- Bonus Poker earns 1 point per $6.50 staked
- Russian Poker earns 1 point per $2.50 staked
- Sic Bo earns 1 point per $2.00 staked
- Dragon Tiger earns 1 point per $1.50 staked1
On the Skywind side, games like Red Black Poker, Dragon Dozer, Fu Fish and Fish Prawn Crab earn 1 point per $1.83 staked1.
Playtech live games follow their own table. Casino Stud Poker earns 1 point per $1.83 staked, and Peek Baccarat earns 1 point per $4.508.
The practical takeaway is that if your goal is to climb the Ocean Rewards ladder, the game you choose matters more than the size of your bankroll. A player grinding low-stakes roulette will out-earn a player grinding mid-stakes blackjack for the same money at risk, often by a wide margin.
ACR Poker rakeback for loyal players
ACR Poker runs a different model. Instead of a tiered points ladder tied to a cashback percentage, it advertises up to 60% rakeback rewards for loyal players4. The rate is not flat. It scales with how much you play and where you sit in the rewards structure, so the 60% figure is the top of the range rather than a rate every player receives.
The site also advertises $50 million in monthly payouts, described as fast and reliable cashouts4. That is a site-wide figure covering all payouts, not a rakeback pool, but it tells you the scale of the operation you are dealing with.
ACR is part of the Winning Poker Network, which also includes Ya Poker, Black Chip Poker, Americas Cardroom and TruePoker12. The network describes itself as a peer-to-peer online poker platform, with the sportsbook, casino and racebook offered as value-added services exclusively to active poker players12. That structure is worth understanding, because it shapes the terms.
On the Ya Poker side of the same network, the terms require that before a withdrawal is authorized, an account holder must generate cumulative poker rake, or paid tournament entry fees, equal to at least 10% of the total value of cumulative deposits12. That requirement applies to all account holders, including sportsbook, casino and horse racing players12. And wagering in the sportsbook, casino or racebook does not count toward or substitute for that poker rake requirement, regardless of volume or margin12.
In plain terms: if you deposit on this network and want to withdraw, you need to have generated poker rake equal to a tenth of what you put in. Casino and sports betting do not help you meet it. That is a term worth reading carefully before you deposit, because it affects when you can take money out, not just how much you earn back.
ACR also runs tournaments alongside the cash game rakeback. The site advertises $9 million in guaranteed weekly tournaments, with a $250 buy-in event and a $2,500,000 guarantee on one of them4. Tournament fees are a separate cost from cash game rake, and they are covered in more detail in poker rake explained.
CoinRewards: monthly payouts and how they work
CoinPoker runs a program called CoinRewards, which is part of a pool of $7,000,000 per month shared among players5. The figure is the total distributed across the player base each month, not a guaranteed payment to any individual account. What you receive depends on your own play and your standing in the program.

CoinPoker also publishes a video poker game against the dealer with a 99.54% return to player5. That is a high RTP for a casino-style game, and it is the kind of detail worth checking if you are choosing where to put volume, because a higher RTP means a lower house edge, which means less rake generated per dollar wagered, which in turn means slower points accumulation under a rake-based system.
That trade-off is the central tension in every rakeback program. Games that pay points fast tend to have a higher house edge. Games with a low house edge pay points slowly. There is no free lunch in the structure, only a choice about which side of the trade-off you prefer.
Automatic enrollment and program terms to check
Most of these programs enroll you automatically. Ocean Rewards is a permanent promotion and participants are enrolled after completing registration3. MyBookie credits its rakeback automatically for every $100 wagered6. You do not need to claim anything or press a button.
That convenience is exactly why the terms matter. When enrollment is automatic, the conditions are also automatic, and they apply whether or not you read them.
Here is what to check before you commit volume to any program.
The withdrawal requirement. On the Winning Poker Network, you need cumulative poker rake equal to at least 10% of cumulative deposits before a withdrawal is authorized, and casino or sportsbook play does not count toward it12. If you deposit $1,000, you need $100 in poker rake generated before you can withdraw. That is a real constraint on your money, not a rewards detail.
The reset date. Tide Points reset to zero at 8:00 am Hong Kong time on January 1, and players below the threshold are demoted3. If you are climbing a ladder, the calendar is part of your strategy.
The game weighting. Points per dollar vary from $0.50 to $13.00 across Evolution games alone9. The same bankroll produces very different tier progress depending on where you play it.
The ceiling versus the floor. A program advertising up to 80% cashback is advertising the top tier1. The rate at the level you actually reach will be lower. Plan around the lower number.
Whether the rate is fixed or discretionary. Some programs describe the rate as fixed, others reserve discretion over how it is calculated. Read the specific wording on the terms page for the program you are joining.
How winnings are credited. On some platforms, winnings are added to your account balance automatically and are available when you cash out at a point of sale counter13. On others, rewards are credited in installments with claim windows. The mechanics differ, and an unclaimed installment can be lost.
If you are new to the idea of rake itself, start with poker rake explained, which covers what card rooms and sites charge and how time fees and tournament fees differ from pot rake. If you are comparing where to play more broadly, live vs online poker sets out the cost and pace differences, and online poker features covers the table rules and tools that sit alongside the rewards programs.
Common Questions
How much rake do I need to reach each Ocean Rewards level?
Natural8 does not publish a rake figure for each level. What it does publish is the structure: you start at Fish and can climb seven levels, from Shrimp and Crab up to Whale and Shark. Your level is set by the Tide Points you collect, and the cashback rate rises as you move up.
Do I need to opt in to Ocean Rewards after registering?
No. Ocean Rewards is a permanent promotion and players are enrolled automatically once they finish registering a Natural8 account. There is no separate sign-up step, no code and no opt-in button to press before your play starts counting.
When do my Tide Points reset to zero?
Tide Points reset to zero at 8:00 am Hong Kong time on January 1 each year. If you have not reached the Tide Point threshold for your level by then, you are demoted at the start of the following year and begin again from the lower tier.
How many points do I earn per dollar bet on Evolution games?
It depends on the game. Evolution Dream Catcher earns 1 point per $0.50 staked, American Roulette and Mega Ball 1 per $1.00, Roulette 1 per $2.00, Blackjack 1 per $7.50, and Cash or Crash 1 per $13.00. Slower games earn points faster.
What is the highest rakeback percentage available on ACR Poker?
ACR Poker advertises up to 60% rakeback rewards for loyal players. The rate is not flat: it depends on how much you play and which rewards tier you reach, so the headline figure is the top of the range rather than what a new or occasional player receives.
Do points still count if I lose the bet?
Yes. Ocean Rewards points accumulate at the moment you place the bet, so the outcome does not matter. A losing hand and a winning hand earn the same points for the same stake, which is why the system is described as cashback rather than a bonus on wins.
How much does CoinRewards pay out to players each month?
CoinRewards is part of a pool of $7,000,000 per month shared among players. The amount any one player receives depends on their own play and standing in the program, so the monthly figure is the total distributed rather than a guaranteed payment to each account.
Sources13 sources
- Natural8 online casino games (zh-TW), Natural8
- Natural8 online casino games (vi), Natural8
- Natural8 bonus policy (vi), Natural8
- ACR Poker, ACR Poker
- CoinPoker online poker iOS, CoinPoker
- MyBookie terms and conditions, MyBookie
- Natural8 bonus policy (zh-TW), Natural8
- Natural8 live dealer (en), Natural8
- Natural8 live dealer (th), Natural8
- Natural8 live dealer (vi), Natural8
- Natural8 live dealer (zh-TW), Natural8
- Ya Poker terms and conditions, Ya Poker
- Natural8 poker tournaments millions, Natural8













